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UBI Smart Car Insurance Platform

Oct 16,2025

UBI Smart Car Insurance Platform

UBI platform is based on the analysis and modeling of insurance policy, claim data and the network of vehicles data of the operation platform, and establishes a sound vehicle risk assessment system to realize the accurate identification of vehicle insurance risks, and predicts the accident probability through proven and effective models, providing a valid basis for the planning and design of commercial vehicle insurance products, auto insurance pricing and other decisions. 
Through better and more stable risk management services, reduce the customer's auto insurance loss rate, so as to obtain greater business benefits.

 

- Platform Features - 
Large-scale verification of the Calculation model  
Professional auto insurance calculation logic  
Maturity loss ratio trend 
Accurate claim risk prediction;

- Platform Functions - 
Commercial insurance management    
Management 
Claims report 
Risk and compensation management 
Underwriting suggestions; 
Bill Management 
Vehicle Connected Data dashboard

 

Application Scenario：Comprehensive analysis of commercial vehicle underwriting/claims data, UBI product design.

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